Products

  • We offer fully insured plans for individuals

  • Enrollment is available 365 days a year

  • PHCS Practitioner & Ancillary Network

At Red River Health Plans, we offer a range of products designed to meet the diverse needs of individuals, families, and small businesses:

  • Healthcare: Comprehensive coverage for individuals, families, and businesses.

  • Accident Insurance: Helps cover emergency room treatment costs for accidents.

  • Critical Illness Insurance: Provides financial assistance for treating covered critical illnesses.

  • Cancer Insurance: Offers support to manage the financial and emotional challenges of cancer.

  • Life Insurance: Protect your loved ones’ financial future.

  • Short-Term Disability: Eases financial stress from covered injuries.

  • Dental & Vision: Affordable coverage for individuals and families.

Explore these options and find the best plan for your needs today!


Individuals and Families

Tired of the high cost of health insurance? We offer plans with:

  • NO Co-Pay

  • NO Co-Insurance

  • NO Referral Needed to see a Specialist

Enjoy premiums you can afford with a nationwide PPO network that offers:

  • ANY Doctor

  • ANY Hospital

  • ANY Time

  • ANYWHERE

Our clients typically see up to 46% savings compared to their current plans. Call us today and learn how Red River Health Plans can help you get the coverage you deserve, with benefits that work for you.

The HSP GOLD Advantage

The New Era HSP Advantage Plan offers a flexible and affordable health insurance solution that allows individuals and families to choose any doctor or hospital without network restrictions. The plan includes no copays, no coinsurance, and covers preventive care, doctor visits, and hospital stays. It aims to provide significant savings compared to traditional insurance plans and is available with a guaranteed renewable policy until age 65. Additionally, members benefit from telehealth services and other modern features designed to offer comprehensive healthcare at a lower cost.


SMALL BUSINESSES

Healthcare Solutions for companies of all sizes; whether you are self-employed, or have a compact team, you can enjoy big company benefits for your small business.

  • Enrollment is available 365 days a year

  • (No Lockout periods)

  • Plans are ACA compliant and meet minimal essential requirements

  • Plans are available in 44 states

  • 13 different plan designs that utilize the

  • Plans include Rx coverage


OTHER PRODUCTS